How Our Mortgages Work

Buying a home is an exciting moment in your life and you’re likely to need a mortgage to do it. There's a few stages to getting a mortgage and some jargon to understand before you do. Discover all you need to know to feel more confident before you start house hunting.

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Image of a couple moving boxes and smiling and an image of a house
2 images of two separate families sat down smiling after moving home

How Our Mortgages Work

Buying a home is an exciting moment in your life and you’re likely to need a mortgage to do it. There's a few stages to getting a mortgage and some jargon to understand before you do. Discover all you need to know to feel more confident before you start house hunting.

green underline keyline
Image of a couple moving boxes and smiling and an image of a house

Steps to get a Cash Back* mortgage with C2 Mortgages

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Kick things off with our ‘how much can I borrow calculator’ to see how much you can borrow and scout the right deals out there. Ready to roll? Get a Decision in Principle, give it a once-over, and then wrap up your mortgage!

Step 1

Ready to explore mortgage options?

It's a breeze! Just share a bit about yourself using our quick online questionnaire. Promise, it'll only take about 10 minutes!

Step 2

Need some expert advice?

We've got you covered! Once you’ve filled out the form, your adviser will be in touch within 4 working hours.

Step 3

Agreement in Principle

We’ll do a quick credit check, you’ll need this to offer on your property.

Step 4

Upload your documents

When you're ready to apply, we'll need a few documents from you – things like your ID, payslips, and bank statements. Don't worry, we've made it easy for you.

Step 5

Applications

Your adviser will set up a meeting with you to kick off your mortgage and protection applications, this will involve a credit check. Exciting times ahead!

Step 6

Mortgage Approval

Now your mortgage is approved, you will receive a shiny new mortgage offer. It’s as simple as that!
Step 7

Legal Process

Now your mortgage is approved it’s over to your legal team who will handle all the nitty-gritty details.

Step 8

Mortgage Complete

Drumroll, please! It's time to celebrate – you're officially a homeowner! Or if it's a remortgage, get ready to enjoy your sweet new deal.

Step 9

Get Paid*

Cha-ching! Keep an eye on your bank account because your Cashback* is on its way. Timing might vary, but rest assured, it'll be there soon!

Guides & Insights

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Need advice or just hunting for the best tips to score the perfect deal? Look no further—grab your free online advice right here!

A Guide to Life Insurance

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A Guide to Landlord Insurance

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Guides & Insights

Squiggly green underline keyline

Need advice or just hunting for the best tips to score the perfect deal? Look no further—grab your free online advice right here!

A Guide to Life Insurance

Insurance, Guides A Guide to Life Insurance April 26, 2024 A Guide to Life Insurance April 26, 2024 What is life insurance? Life insurance provides either […]

A Guide to Contents Insurance

Insurance, Guides A Guide to Contents Insurance April 26, 2024 A Guide to Contents Insurance April 26, 2024 What is Contents Insurance? Home Contents Insurance has […]

A Guide to Landlord Insurance

Insurance, Guides A Guide to Landlord Insurance April 26, 2024 A Guide to Landlord Insurance April 26, 2024 What is Landlord Insurance? Landlord Insurance, aka buy-to-let […]

Some of our Lenders

Illustrated green underline keyline

Steps to get a Cash Back* mortgage with C2 Mortgages

green underline keyline

Kick things off with our ‘how much can I borrow calculator’ to see how much you can borrow and scout the right deals out there. Ready to roll? Get a Decision in Principle, give it a once-over, and then wrap up your mortgage!

Step 1

Ready to explore mortgage options?

It's a breeze! Just share a bit about yourself using our quick online questionnaire. Promise, it'll only take about 10 minutes!

Step 2

Need some expert advice?

We've got you covered! Once you’ve filled out the form, your adviser will be in touch within 4 working hours.

Step 3

Agreement in Principle

We’ll do a quick credit check, you’ll need this to offer on your property.

Step 4

Upload your documents

When you're ready to apply, we'll need a few documents from you – things like your ID, payslips, and bank statements. Don't worry, we've made it easy for you.

Step 5

Applications

Your adviser will set up a meeting with you to kick off your mortgage and protection applications, this will involve a credit check. Exciting times ahead!

Step 6

Mortgage Approval

Now your mortgage is approved, you will receive a shiny new mortgage offer. It’s as simple as that!

Step 7

Legal Process

Now your mortgage is approved it’s over to your legal team who will handle all the nitty-gritty details.

Step 8

Mortgage Complete

Drumroll, please! It's time to celebrate – you're officially a homeowner! Or if it's a remortgage, get ready to enjoy your sweet new deal.

Step 9

Get Paid*

Cha-ching! Keep an eye on your bank account because your Cashback* is on its way. Timing might vary, but rest assured, it'll be there soon!

Guides & Insights

Squiggly green underline keyline

Need advice or just hunting for the best tips to score the perfect deal? Look no further—grab your free online advice right here!

A Guide to Life Insurance

Insurance, Guides A Guide to Life Insurance April 26, 2024 A Guide to Life Insurance April 26, 2024 What is life insurance? Life insurance provides either […]

A Guide to Contents Insurance

Insurance, Guides A Guide to Contents Insurance April 26, 2024 A Guide to Contents Insurance April 26, 2024 What is Contents Insurance? Home Contents Insurance has […]

A Guide to Landlord Insurance

Insurance, Guides A Guide to Landlord Insurance April 26, 2024 A Guide to Landlord Insurance April 26, 2024 What is Landlord Insurance? Landlord Insurance, aka buy-to-let […]

Guides & Insights

Squiggly green underline keyline

Need advice or just hunting for the best tips to score the perfect deal? Look no further—grab your free online advice right here!

A Guide to Life Insurance

Insurance, Guides A Guide to Life Insurance April 26, 2024 A Guide to Life Insurance April 26, 2024 What is life insurance? Life insurance provides either […]

A Guide to Contents Insurance

Insurance, Guides A Guide to Contents Insurance April 26, 2024 A Guide to Contents Insurance April 26, 2024 What is Contents Insurance? Home Contents Insurance has […]

A Guide to Landlord Insurance

Insurance, Guides A Guide to Landlord Insurance April 26, 2024 A Guide to Landlord Insurance April 26, 2024 What is Landlord Insurance? Landlord Insurance, aka buy-to-let […]

Some of our Lenders

Illustrated green underline keyline