How Our Mortgages Work

Buying a home is an exciting moment in your life and you’re likely to need a mortgage to do it. There's a few stages to getting a mortgage and some jargon to understand before you do. Discover all you need to know to feel more confident before you start house hunting.

green underline keyline
two families
two families

How Our Mortgages Work

Buying a home is an exciting moment in your life and you’re likely to need a mortgage to do it. There's a few stages to getting a mortgage and some jargon to understand before you do. Discover all you need to know to feel more confident before you start house hunting.

green underline keyline
two families

Steps to get a Cash Back* mortgage with C2 Mortgages

green underline keyline

Kick things off with our ‘how much can I borrow calculator’ to see how much you can borrow and scout the right deals out there. Ready to roll? Get a Decision in Principle, give it a once-over, and then wrap up your mortgage!

Step 1

Ready to explore mortgage options?

It's a breeze! Just share a bit about yourself using our quick online questionnaire. Promise, it'll only take about 10 minutes!

Step 2

Need some expert advice?

We've got you covered! Once you’ve filled out the form, your adviser will be in touch within 4 working hours.

Step 3

Agreement in Principle

We’ll do a quick credit check, you’ll need this to offer on your property.

Step 4

Upload your documents

When you're ready to apply, we'll need a few documents from you – things like your ID, payslips, and bank statements. Don't worry, we've made it easy for you.

Step 5

Applications

Your adviser will set up a meeting with you to kick off your mortgage and protection applications, this will involve a credit check. Exciting times ahead!

Step 6

Mortgage Approval

Now your mortgage is approved, you will receive a shiny new mortgage offer. It’s as simple as that!
Step 7

Legal Process

Now your mortgage is approved it’s over to your legal team who will handle all the nitty-gritty details.

Step 8

Mortgage Complete

Drumroll, please! It's time to celebrate – you're officially a homeowner! Or if it's a remortgage, get ready to enjoy your sweet new deal.

Step 9

Get Paid*

Cha-ching! Keep an eye on your bank account because your Cashback* is on its way. Timing might vary, but rest assured, it'll be there soon!

Guides & Insights

Squiggly green underline keyline

Need advice or just hunting for the best tips to score the perfect deal? Look no further—grab your free online advice right here!

Cashback Mortgage Guide for Buying Your Home

Insurance, Buying a Home, Mortgages, Guides Cashback Mortgage Guide for Buying Your Home Cashback Mortgage Guide for Buying Your Home With C2 Mortgages, you’ll get no […]

Your Guide to Remortgaging

Insurance, Buying a Home, Mortgages, Guides Your Guide to Remortgaging Your Guide to Remortgaging Remortgaging means switching your current mortgage to a new deal with either […]

Your Guide to Mortgages

Insurance, Buying a Home, Mortgages, Guides Your Guide to Mortgages Your Guide to Mortgages Your complete guide to mortgages gives you everything you need to know […]

Guides & Insights

Squiggly green underline keyline

Need advice or just hunting for the best tips to score the perfect deal? Look no further—grab your free online advice right here!

Cashback Mortgage Guide for Buying Your Home

Insurance, Buying a Home, Mortgages, Guides Cashback Mortgage Guide for Buying Your Home Cashback Mortgage Guide for Buying Your Home With C2 Mortgages, you’ll get no […]

Your Guide to Remortgaging

Insurance, Buying a Home, Mortgages, Guides Your Guide to Remortgaging Your Guide to Remortgaging Remortgaging means switching your current mortgage to a new deal with either […]

Your Guide to Mortgages

Insurance, Buying a Home, Mortgages, Guides Your Guide to Mortgages Your Guide to Mortgages Your complete guide to mortgages gives you everything you need to know […]

Some of our Lenders

Illustrated green underline keyline

Steps to get a Cash Back* mortgage with C2 Mortgages

green underline keyline

Kick things off with our ‘how much can I borrow calculator’ to see how much you can borrow and scout the right deals out there. Ready to roll? Get a Decision in Principle, give it a once-over, and then wrap up your mortgage!

Step 1

Ready to explore mortgage options?

It's a breeze! Just share a bit about yourself using our quick online questionnaire. Promise, it'll only take about 10 minutes!

Step 2

Need some expert advice?

We've got you covered! Once you’ve filled out the form, your adviser will be in touch within 4 working hours.

Step 3

Agreement in Principle

We’ll do a quick credit check, you’ll need this to offer on your property.

Step 4

Upload your documents

When you're ready to apply, we'll need a few documents from you – things like your ID, payslips, and bank statements. Don't worry, we've made it easy for you.

Step 5

Applications

Your adviser will set up a meeting with you to kick off your mortgage and protection applications, this will involve a credit check. Exciting times ahead!

Step 6

Mortgage Approval

Now your mortgage is approved, you will receive a shiny new mortgage offer. It’s as simple as that!

Step 7

Legal Process

Now your mortgage is approved it’s over to your legal team who will handle all the nitty-gritty details.

Step 8

Mortgage Complete

Drumroll, please! It's time to celebrate – you're officially a homeowner! Or if it's a remortgage, get ready to enjoy your sweet new deal.

Step 9

Get Paid*

Cha-ching! Keep an eye on your bank account because your Cashback* is on its way. Timing might vary, but rest assured, it'll be there soon!

Guides & Insights

Squiggly green underline keyline

Need advice or just hunting for the best tips to score the perfect deal? Look no further—grab your free online advice right here!

Cashback Mortgage Guide for Buying Your Home

Insurance, Buying a Home, Mortgages, Guides Cashback Mortgage Guide for Buying Your Home Cashback Mortgage Guide for Buying Your Home With C2 Mortgages, you’ll get no […]

Your Guide to Remortgaging

Insurance, Buying a Home, Mortgages, Guides Your Guide to Remortgaging Your Guide to Remortgaging Remortgaging means switching your current mortgage to a new deal with either […]

Your Guide to Mortgages

Insurance, Buying a Home, Mortgages, Guides Your Guide to Mortgages Your Guide to Mortgages Your complete guide to mortgages gives you everything you need to know […]

Guides & Insights

Squiggly green underline keyline

Need advice or just hunting for the best tips to score the perfect deal? Look no further—grab your free online advice right here!

Cashback Mortgage Guide for Buying Your Home

Insurance, Buying a Home, Mortgages, Guides Cashback Mortgage Guide for Buying Your Home Cashback Mortgage Guide for Buying Your Home With C2 Mortgages, you’ll get no […]

Your Guide to Remortgaging

Insurance, Buying a Home, Mortgages, Guides Your Guide to Remortgaging Your Guide to Remortgaging Remortgaging means switching your current mortgage to a new deal with either […]

Your Guide to Mortgages

Insurance, Buying a Home, Mortgages, Guides Your Guide to Mortgages Your Guide to Mortgages Your complete guide to mortgages gives you everything you need to know […]

Some of our Lenders

Illustrated green underline keyline